Did you know? Dues, Assessments and Restrictive Covenants - All homeowners must pay dues and assessments and abide by the restrictive covenants. Understand that dues increases and assessments can, and will, occur when the expense to maintain, repair or replace items that are "common" property. The rules, or covenants, that are adopted by the association can restrict how you use your property. For example, the covenants of a community may not allow you to rent your property to others or landscape your yard as you would like. Carefully read the rules governing the community and make sure you consult your Realtor before making any final decisions.